Echo Credit has clear terms and no hidden fees.
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With Echo credit you will not be charged a cash advance fee. We encourage you to pay back your balance early as there are no prepayment penalties and early payments reduce the overall amount you pay.
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Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.

Here are a few questions you should consider when looking for emergency cash:
  • What are my other options, and how does this compare to them?
  • How necessary is it for me to take out a line of credit?
  • Can I afford to repay the amount I borrow, including interest and fees (if any)?
  • If I miss a payment, will I be able to afford any penalties or extra interest (if any)? Please note Echo Credit does not charge any penalties or late fees.