Select Your State

Line of Credit

With a line of credit, you apply once and you can borrow any amount you need, any time, up to your Credit Limit (subject to certain minimum requirements).

You pay back what you borrowed, with interest, and your account stays open so that you can keep accessing cash without having to reapply.

Choose amount
$500
Payment Frequency
Principal balance
Total payments
Total billing cycles
Approx months to pay off
19
Avg. principal balance
$615.77
Avg. percentage rate
302.9%

Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.

Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.

Compare fees of lending somewhere else

Fees
Echo Credit
Cash Net USA
Advance Financial
Personify Financial
Late Fees
$0
$5 - $10
$5 - $10
$0
Origination Fees
$0
$0
$0
$5
Transaction Fees
$0
$15
10% or $50
$0
Other Fees1
$0
$0
$30
$0

The fees information for other lenders are provided by cashnetusa.com, af247.com, personifyfinancial.com and are accurate as of 6/23/21.

Get approved for up to $4,000 in minutes and get cash in your account as soon as today.2

APPLY NOW
Here are a few questions you should consider when looking for emergency cash:
  • What are my other options, and how does this compare to them?
  • How necessary is it for me to take out a line of credit?
  • Can I afford to repay the amount I borrow, including interest and fees (if any)?
  • If I miss a payment, will I be able to afford any penalties or extra interest (if any)? Please note Echo Credit does not charge any penalties or late fees.

With powerful cashflow forecasting and ways to grow your income,

Thinkflow is the indispensable tool for owning your financial future.

Get approved for up to $4,000 in minutes and get cash in your account as soon as today.1
Apply Now