How Echo Credit Works
How It Works
Simplified application process
- You reside in a state we currently serve.
- You are at least 18 years old (19 if residing in AL).
- You have a proven source of income.
- You have a valid e-mail address.
- You have an acceptable checking account (unfortunately, we do not accept bank accounts associated with online or digital banking such as Bancorp Bank, Chime, Stride Bank and Sutton Bank)
Once approved, you can request a Cash Advance up to your credit limit – anytime you need it. You can receive your funds on the same day if you select electronic funding.*
Get approved for up to $3,000 in minutes and get cash in your account as soon as today.