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Let's create your account and see if you can apply instantly using data from Plaid.

Don't worry! If we can't connect with Plaid, you can still complete a credit application.

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* By providing your mobile phone number, you understand that Echo can contact you via call or text message regarding account status information.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

You do have an open Tennessee Flex Loan Plan line of credit, is that correct?

Please contact us at 1-888-256-60831-888-256-6083 if you are not sure or If you have any other questions.

Tennessee law does not allow you to have more than one open Tennessee Flex Loan Plan line of credit. We welcome you to come back and reapply with us when your other Tennessee Flex Loan Plan line of credit has been closed.

  • Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.
  • The Social Security Number we received from Plaid is already linked to an existing Echo Credit account.
  • Invalid Bank Routing Number or Checking Account Number.

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Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.

Sorry, but Echo Credit isn’t available in your state at this time. We are working to expand the states that we service. Please check back soon.