One application. Open Access to Cash. Direct from Echo Credit.

Be approved for up to a $2,600 line of credit in minutes. Have cash in your bank account as soon as today.*

Apply Now - It only takes a few minutes
Cash whenever you need it
A line of credit from Echo Credit is the new, more flexible way to borrow cash for life's unexpected expenses. Learn more about how it works
Apply once. Get repeated access to cash
Because your account with Echo Credit is a line of credit, you only have to apply once and you can come back for cash whenever you need it. Learn more about what it costs.
Zero Hidden Fees
With Echo Credit there is no application fee, no cash advance fee, no prepayment fee, no late fee and no annual fee, ever. Get started with Echo Credit today
Financial Health Tools
Tools and resources to increase your income on the side, help you maximize you current career and search for new jobs.
Get approved for up to $2,600 in minutes and get cash in your account as soon as today.*
Get Started

*First-time customers typically qualify for credit in amounts between $500 and $2,600, with APRs between 200% and 349%. Refer to Pricing for additional details specific to your state of residence. Electronic Cash Advance requests made prior to 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) will be funded that same day.